How the program is built

We cover the licensing cost. You bring the work ethic.

There aren't enough licensed professionals in this country to bring financial education to every family that needs it. Someone has to sit at those kitchen tables — and most of the people best suited to it are already working alongside families in another profession. This is a structured, mentored path to a Texas Life & Health license, designed for exactly those people.

What we cover

Exam fees, fingerprinting, the state application and your study materials. In-person classroom training here in Houston. Carrier appointments with multiple providers, so you're never limited to one company's shelf.

What you keep

Your business is yours. Commissions are paid to you by the carrier and vest immediately — including renewals, whether you stay with us or not. We don't hold your book hostage, and we'll put that in writing before you write your first case.

How you actually get paid

Carriers advance up to nine months of first-year commission at issue. That advance is a loan against premium not yet collected — if the policy lapses early, it's charged back, typically 100% in the first six months. This is the part that blindsides new agents. We explain it before you sell anything, not after.

What it isn't

Employment. This is a licensing and training path for people building an independent, commission-based practice — most often part-time, alongside work they already do. Nobody here draws a salary from us and we won't imply otherwise.

The part nobody publishes

Most people who start this do not finish it

You will not find these numbers on a recruiting page anywhere else in this industry. We're putting them on ours, because you deserve to make this decision with your eyes open — and because anyone unwilling to show you the base rate is hoping you won't look it up.

Quit within the first 90 days

~30%

the exact window this program covers

Leave the industry within 3 years

~89%

life insurance, all channels

Four-year retention

15%

LIMRA, financial professionals

First-time exam pass rate

~58%

why the study plan is structured, not optional

Read that honestly. The industry base rate says most people who begin a path like this stop within three years. We think the causes are fixable — people are recruited with no plan, given no real training, handed no leads, and left alone the first time a family says no. Every part of this program is aimed at one of those four failures. But we are not going to pretend the odds are something they aren't, and if that costs us a few enrollments, that is the correct trade.

Who this actually fits

Most of our best people didn't start from zero

They added a license to a client base and a skill set they already had. If you sit across from families and money already, the next question they ask is the one this license lets you answer.

Tax professionals

You see the whole financial picture once a year, with documents, under a duty of care. Nobody is better positioned — and our own affiliated tax practice means we understand your calendar, your compliance obligations, and the §7216 rules that govern what you can and can't do with a client's return information.

Realtors

You're with families at the biggest financial commitment of their lives. A license lets you serve the question that comes right after "congratulations."

Health & ACA agents

You have the clients and the compliance instincts. Adding life licensure rounds out what you can responsibly offer them.

Career changers

No financial background required. The 90 days exist precisely to build one, with structure and a mentor beside you.

The 90 days, mapped

Licensed, appointed, trained, supported

Days 1–30 · Get licensed

Structured study plan and all materials. We cover the exam, fingerprint and state application fees. You study and sit the Texas Life & Health exam.

Days 31–60 · Get trained

In-person classroom training in Houston, plus appointments with multiple carriers. You'll also learn to run the planning tools we build in-house — concepts most agents in this market cannot illustrate at all.

Days 61–90 · Get experience

Real appointments alongside experienced professionals, then help laying the foundation of your own practice. The mentorship doesn't end at day 90 — that's when it starts mattering.

You will have a named mentor, not a hotline. One person, responsible for you, who has done this work in front of real families in this city. Ask for their name at the info session — and ask to speak to someone who went through the program last year. We'll arrange it.

Come ask hard questions

Info sessions are free, and we prefer skeptics

Bring the difficult ones. How do you actually get paid. What does the vesting agreement say. How many people who started last year are still writing business. What happens if I fail the exam. We would rather answer all of that in a room than have you find out later.

Attend an Info Session Back to GX Wealth Advisors

The GX Training Program is a licensing and training program, not an offer of employment. Completion requires satisfying all applicable state licensing requirements. Commissions are paid by the issuing carrier and are subject to that carrier’s advance and chargeback terms, disclosed in writing before any business is submitted. Success as an independent licensed professional depends on individual effort, licensing outcomes and market conditions. We make no representations about income or lifestyle, and we'd encourage you to be skeptical of anyone who does. Retention and pass-rate figures shown are published industry statistics for the life insurance profession generally, not results of this program.